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First Time Home Buyers | South FL Life & Real Estate: Premier Listings Blog

Tuesday, January 21, 2020   /   by Jordana Tobel

Filing for Your Homestead Exemption

All legal Florida residents are eligible for a Homestead Exemption on their primary residence. Learn more by watching our video, just click the image below:




While it’s a complicated formula – you receive a tax exemption on the first and third $25,000 of the assessed value – the bottom line is that the average savings South Florida is between $600 and $1100 dollars in annual savings.

You are entitled to a Homestead Exemption if, as of January 1st, you have made the property your permanent home.

The deadline to file is March 2nd. In order to file, you must bring proof of ownership (such as the recorded deed) and proof of permanent Florida residence.

If you have any questions on how this works, feel free to email me directly or contact your Premier Listings Sales Associate.

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Thursday, January 9, 2020   /   by Jordana Tobel

5 Tips to Prepare for Your Home Purchase

Curious about what to do to get ready for your home purchase?

If it's finally time to put your rental days behind you, or perhaps you are selling your current home and looking for a new one, it's never too early to start planning.

Here are 5 tips to get ready for your purchase (if you prefer, watch the video version of this post here.):




1. Stay on top of your credit.
This is the number banks will look at to determine whether you are credit worthy and it dictates the rate you will be charged by the bank. The higher your credit score, the lower your interest rate—and that’s what you’re going for. Get a free copy of yours at AnnualCreditReport.com to see where you stand. AnnualCreditReport.com is the only source for free credit reports, every 12 months, authorized by federal law. Once you have your report, check for mistakes! It is very common to have mistakes and you can contact the credit bureaus directly to correct an error.

2. Figure out how much ...

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Tuesday, November 5, 2019   /   by Jordana Tobel

This Season in South Florida

Here at Premier Listings, we are happy to be entering the season of giving and the end of the year.

The  South Florida community is brimming with events (our favorites are featured below), good weather of course, and lots of real estate news, see below for some statistics.














What's Happening: Palm Beach County















10th Annual Boca Raton Wine & Food Festival - Nov 9th
One of the largest outdoor festivals in South Florida, attend this amazing culinary affair. The festival takes place on Saturday November 9th inside Sanborn Square Park in the heart of downtown Boca Raton, just south of Mizner park. Tickets and more information here. 









Palm Beach Balloon Festival - Nov 29th
Featuring hot air balloons glowing at dusk, balloon rides, food vendors, activities for the kids, and more. This is a family friend event you won't want to miss. Get more information here. ...

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Monday, October 21, 2019   /   by Christina Cutolo

Tips & Pointers in Obtaining a Loan

Are you considering buying a home and wondering about your loan options? Are you a first time home buyer? Read below for important information:

Buying vs Renting


Rents are the highest they have been in history. The average rent in Palm Beach county alone is $1500 a month with Boca Raton and Delray even higher! A loan amount of $200,000 equates to about $1000 in principal and interest. If you add taxes, insurance and HOA that can close to $1500 a month for a mortgage
Buying a house can build equity and you can invest in your own future opposed to paying for someone else’s.
You can make it your own and remodel anytime.
No landlord rules to follow.
There are tax benefits when owning your own home. (Talk to a tax professional for specifics.)
Landlords can raise your rent at any time.
When you rent, you often have to move multiple times. Each time you move, there are large costs associated with it. Don’t forget to calculate that into the equation.
Owning a home is ...

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  delray beach real estate, south florida real estate, boca raton real estate, florida real estate market, premier listings, delray beach estate, first time home buyers, lender, loan

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134 NE 1st Ave
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The multiple listing information is provided by MIAMI Association of Realtors® from a copyrighted compilation of listings. The compilation of listings and each individual listingare © 2018 MIAMI Association of Realtors®. All Rights Reserved.
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All listings featuring the RPBGFL MLS logo are provided by the Realtors of the Palm Beaches and Greater Fort Lauderdale, Inc. and BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2018 Realtors of the Palm Beaches and Greater Fort Lauderdale Inc. and BeachesMLS, Inc.
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